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About NexTax.AI
Bringing Institutional-Grade Deal Analysisto SMB Buyers
NexTax.AI combines Big 4 tax expertise, private equity experience, and real transaction data to help buyers underwrite deals with clarity, confidence, and lender-ready precision.
< 60 sec
Time to analyze a deal
41+
Industries benchmarked with real transaction data
100+
Financial signals evaluated per deal
24/7
AI-powered underwriting assistant
Why We Built This
Most SMB buyers aren't losing deals because of effort — they're losing because of incomplete information. Deals look attractive on the surface and fall apart under scrutiny: inflated earnings, aggressive add-backs, weak coverage, unrealistic pricing.
Our founder spent two decades inside the rooms where deals are underwritten properly — Big 4 tax practices, Wall Street private equity, high-growth technology companies. In that world, every assumption is tested, every risk is surfaced, and every decision is grounded in data. In the SMB market, he watched buyers make six and seven-figure decisions on seller-provided numbers that didn't survive first contact with a lender.
Institutional-quality underwriting existed. It just wasn't accessible to everyday buyers. NexTax.AI was built to close that gap — and AcquiFlow is how we deliver it.
A platform where any buyer can
- Normalize earningsChallenge add-backs before the seller's number becomes your number
- Benchmark against real closed dealsNot asking prices. Transactions that actually happened
- Stress-test the financingThe same 1.25x coverage screen an SBA lender runs first
- Generate a lender-ready viewWalk into underwriting with the answers already organized
What We Build
NexTax.AI develops deal-intelligence tools for SMB acquisition buyers, including AcquiFlow, a buyer deal-intelligence platform for pre-LOI screening, SBA loan readiness, and financial analysis.
AcquiFlow
Flagship Platform
Pre-LOI deal intelligence for serious buyers. Scores deals against thousands of closed transactions, stress-tests DSCR, verifies earnings quality, and produces a clear verdict with a lender-ready package — before you spend a dollar on formal diligence.
Explore AcquiFlow →Deal Reality Check
Free Tool
Score any acquisition on pricing, debt coverage, and risk, benchmarked against real closed transactions. No signup required.
Run a free Deal Reality Check →SBA Deal Check
Free Tool
The first test an SBA lender runs: a deterministic 1.25x debt-service coverage screen with benchmarked owner replacement cost. A verdict in about a minute.
Screen a deal against lender coverage →The Complete Pre-LOI SMB Acquisition Checklist
Free Guide
How professional buyers pressure-test small business deals before making an offer: financial documents, customer concentration tiers, the ratios lenders check, and the red flags that kill deals after the LOI.
Read the complete pre-LOI checklist →AcquiFlow provides screening estimates and decision support. It does not replace a Quality of Earnings review, legal counsel, tax advice, or lender underwriting — it makes sure you arrive at each of those steps with better questions.
Meet the Founder
Built at the intersection of tax, private equity, and real-world deal execution.
Steve has spent 20+ years in tax, M&A structuring, and financial operations — supporting private equity transactions, global tax functions, and finance leadership in cybersecurity and fintech. NexTax.AI brings that institutional discipline to SMB acquisitions: financial rigor, tax insight, and automation in a single decision workflow.
The goal is simple: help buyers make better decisions, faster, and avoid the mistakes that only show up after the check clears.
Professional Credentials
Former Morgan Stanley Private EquityBig 4 Tax Experience (EY, KPMG)20+ Years Tax & Deal StructuringM&A Tax & Transaction SpecialistFinance Leader in Cybersecurity & Fintech
Our Mission
“Give every serious buyer the analytical edge of a seasoned deal team — without the cost, delay, or guesswork.”
Too many buyers rely on broker-provided numbers, surface-level comps, or manual spreadsheets that miss critical risks.
By combining tax expertise, transaction data, and structured underwriting logic, we help buyers move from “this looks interesting” to “this is a disciplined decision.”
The Problem We Solve
Traditional Deal Evaluation
- • Reliance on broker-reported SDE
- • Inconsistent or inflated add-backs
- • No standardized benchmarking
- • Manual spreadsheet analysis
- • Lender perspective arrives too late
With NexTax.AI
- • Adjusted earnings with validation logic
- • Trust scoring + add-back flags
- • Benchmarking across real closed transactions
- • Instant DSCR + financing viability
- • Lender-ready outputs from day one
Our Operating Principles
These principles guide how we build tools for serious buyers making real capital decisions.
Signal Over Noise
We don’t surface more data — we surface the right data. Every metric, adjustment, and flag is designed to improve decision quality, not overwhelm it.
Lender-Grade Thinking
Our models reflect how lenders and experienced operators actually evaluate deals — from DSCR durability to earnings quality and structure risk.
Honest About the Data
One valuation basis per screen, never two. When benchmark coverage is thin for an industry, we say so — a modeled estimate is labeled a modeled estimate, never dressed up as market data.
Built for Real Decisions
This isn’t a dashboard. It’s a workflow — from first pass to LOI — designed to help buyers move faster without sacrificing rigor.
Where Our Numbers Come From
Every figure in a NexTax.AI analysis has a defined source and a defined limit. This is the standard we hold our own outputs to.
Benchmark methodology
Valuation and margin benchmarks are built from licensed closed-transaction and financial-statement databases, surfaced as blended NexTax Intelligence. We never display raw licensed records, and we prefer size-matched cohorts over national averages whenever the sample supports it.
What our analyses are
Screening estimates that organize the pre-LOI decision: pricing versus market, debt-service coverage, risk flags, and diligence priorities. They are designed to be handed to your lender, CPA, and attorney — not to replace them.
What they are not
Not lender approval. Not a Quality of Earnings conclusion. Not legal, tax, or investment advice. When a deal needs verification, our tools say “Earnings Verification Required” — and mean it.
Content on this page reviewed by NexTax.AI · Last updated July 2026 · Questions about methodology? Contact us
See what your next deal looks like through a lender's eyes.
Start free. No credit card, no signup for the screening tools.
Or start with the reading: The Complete Pre-LOI SMB Acquisition Checklist